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Showing posts with label LL. Show all posts
Showing posts with label LL. Show all posts

Monday, February 15, 2021

What are common mistakes made by first time house buyers?

Here are 7 rookie mistakes I’ve seen others make…I’ve bought and sold a number of homes now, and I watch these happen again and again.

The 7 Mistakes!

  1. They Buy at the Top of their Range. Don’t you want to be able to go out, travel, have a decent car or be able to weather a job loss? Always buy *below* what you can afford.
  2. They Are Misled By Beauty. There is a reason people hire staging companies or do minor upgrades - it sells homes. Don’t let the beauty of the interior mask real problems of the house…it is far more important that a house functions for you or doesn’t flood, than whether you love that midcentury light fixture.
  3. They Shop in the “Hot Neighborhood.” You don’t want the hot neighborhood…you want the *next* hot neighborhood. You will pay at the top of market for the cool factor of now…but if you buy in the next place to pop, you’ll have equity for days.
  4. They Make “Emotional” Decisions. This is the biggest financial purchase of your life…make it with your head, and not *only* your heart. You can fall in love with many homes, make it a smart purchase - make sure the numbers work, pay for solid inspections, and be able to walk away.
  5. They Only Think About the Mortgage Payment. That mortgage payment is only one expense of owning a home. You have utility costs, property taxes, school taxes, maintenance, etc..be sure to count those in because they can be significant! Check out the property taxes and other expenses early.
  6. They Overlook “Grandma Homes.” An aesthetically “ugly” house with good bones, in a solid neighborhood is almost always a great investment. So what if it has shag carpet or an “ugly kitchen?” Buy the home, contract that out, and save yourself at least $100K off your purchase price. Even better? Do the work yourself over time & you can sell at a profit if or when you move.
  7. They Shop For Others/Appearances. Don’t look for a place that will impress your friends, buy a house that works for you. It’s better to have a small yard for your pup, than a master bedroom that looks good on Instagram. You will appreciate that yard every day, and the “likes” aren’t worth it.
Source :Julie Gurner

Monday, January 18, 2021

सच्चाई पर आधारित मनोवैज्ञानिक तथ्य कौन से हैं ?

  1. बहुत बार सामने वाला इंसान आपकी बात का इसलिए जबाब नहीं देता क्योंकि उसे लगता है कि आप उसे समझने के लायक नहीं है।
  2. यदि कोई व्यक्ति छोटी छोटी बातों पर भी ज्यादा हँसता है तो वो अपने आप को अंदर से अकेला महसूस करता है।
  3. आप जितने ज्यादा ठन्डे कमरे में सोयेंगे, रात को उतना ही डरावना सपना आने का चांस बढ़ जायेगा
  4. सोने से पहले जिस आखिरी व्यक्ति का ख्याल आपके मन में आता है, वो आपकी ख़ुशी या दुःख का कारण होता है।
  5. अध्ययनों द्वारा यह पता चला है की महिलाएं औसतन 47 घंटे और 15 मिनट से ज्यादा किसी भी सीक्रेट बात को अपने तक नहीं रख सकती हैं।
  6. अगर आप हमेशा यही चिंता करते रहेंगे कि “लोग क्या सोचेंगे” तो आप कभी भी खुश नहीं रह सकते।
  7. जो इंसान सबको खुश करने की कोशिश में लगा रहता है, आखिर में वो सबसे ज्यादा दुखी होता है।
  8. यह देखा गया कि दूसरों पर पैसा खर्च करने से ज्यादा ख़ुशी मिलती है बजाये अपने आप में खर्च करने के।
  9. एक मनोविज्ञान अध्ययन में पाया गया है की वो करोड़पति जिन्होंने अपनी संपत्ति को खुद कमाया है, वो उन लोगों की तुलना में अधिक खुश हैं, जिन्हें यह विरासत में मिला है।
  10. अगर आपने अपने प्लान या योजनाएं किसी को बताई तो उनके पूरे होने की संभावना न्यूनतम होती है। इसलिए कहते हैं काम पूरा होने से पहले किसी को बताना नहीं चाहिए
Source : Shami 

Sunday, November 22, 2020

What golden advice did you learn in your life?

  1. Sex is not everything. Get your mind off the women and get it on your future ----- I used to purposefully cripple myself with the anxiety of loneliness. All I wanted was a girlfriend. As a result, I never did anything with myself. I was a player that focused all his time on women (which I got none because I had no value to offer them). Once I focused on myself and my goals, my life got much better.
  2. You only need one good friend. ----- A single good friend is someone you grow with. It is someone who challenges you to grow, as you challenge them to grow. A good friendship can last a lifetime.
  3. Faking confidence is just as good actually having it ----- With some exceptions, the difference between confident actions and unconfident actions is your perception of yourself. You do not magically start to act in confident ways. With that being said, by ignoring your anxieties, others will not know how unconfident you really feel.
  4. There is a difference between your perception and reality ----- Your perception of reality is relative to your current emotional state. This biases you to react a certain way. It is a matter of being annoyed versus something being annoying. It takes practice, but you can learn to separate your emotions when evaluating a situation.
  5. Slow and steady wins the race (take baby steps) ----- You spent your entire life becoming who you are today. That is years of experience weighing down on your being. For this reason, plant seeds of small change that change small parts of your life. Overtime, these small changes will build to be great change.
  6. Do not take yourself too seriously ----- This is for those who suffer from an inflated ego (myself). Do not think you are tough shit. Chances are you are above average at best. Be honest with yourself because it gives you more opportunity to grow.
  7. Write down your goals every day ----- Remind yourself EVERY DAY of the tomorrow you want to wake up to.
  8. Work hard, but not too hard. (Family first) ----- It is good to have ambition. But, you must stop and enjoy the finer things in life such as your friends and family.
  9. Tomorrow is Another Day ----- If you failed today, so what! Pick yourself up and give it another go tomorrow! And, if you fail tomorrow, get up and try again the next day!
  10. Focus on disciplining new habits. ----- Habits are what your mind does automatically. If a habit is ingrained deep enough, you will not need to fight yourself to perform them. This could be going to the gym, picking the healthy food options, or studying for five hours a day.
Source : Rahul

Thursday, November 19, 2020

Life Lesson 13

प्रकृति से प्रेम करो

इंसानियत रखो सभी के लिए

कठिन परिश्रम करो

देखना कहीं पछताना ना पड़ जाएं

नदियों को साफ रखने में मदद करे

सफलता के लिए पूर्ण समर्पित हो जाओ

देश में शांति व प्रेम फैलाएं ना कि दंगे

नदी मां के समान होती है, इज्जत दे

धन्यवाद !

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