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What is the best financial advice you can give a newlywed couple?

The honeymoon period is officially over when newlyweds start talking about finances. Jokes apart, there are a few tips that I would like to share for newly married couples. These are- a) Discuss your financial status: Discuss finances with your spouse as soon as possible. You’ll need to go over what accounts you have and how many loans you have to payback. You’ll also want to be clear on how you expect money to be handled. What you have, what you owe, what you spend, and how you feel about investing should all be part of the conversation. In other words, avoid financial secrets. b) Understand financial goals: After you have determined your baseline financial status, discuss your long-term financial goals in-depth. Set some common goals, whether you’re buying a home, taking a yearly vacation, or planning for retirement. Work together to figure out what you can realistically afford. Make sure to write all of your goals down and review them periodically. You’ll have a much better ch

All You need to know about GST

As all of you know that yesterday night, the Rajya Sabha passed a bill to amend the Constitution to facilitate the rollout of the historic GST amid government's assurance that the tax rates would be kept "as low as possible". The Constitution (122nd Amendment) Bill, 2014 was approved by the Upper House with 203 votes in favour and none against, after a seven-hour debate during which a rare bonhomie was witnessed among the ruling and the opposition parties. Six official amendments, including the scrapping of one percent additional tax, moved by the government were approved with cent percent votes.  Earlier, the bill was passed by the Lok Sabha. It will now go back to the Lower House to incorporate the amendments approved by the Rajya Sabha. The bill will also have to be approved by 50 percent of all the state assemblies. AIADMK was the only party to oppose the measure and its members staged a walkout from the House to register their unhappiness over the bill which lays th

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